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Sweep accounts allow small businesses to get higher returns on cash that might otherwise languish in aerosoles free shipping coupon code 2014 commercial checking accounts.Resource accounts and retirement accounts in our discretionary advisory programs are eligible only for the Standard Bank Deposit Sweep, thus for such accounts the primary Cash Sweep Vehicle is the Standard Bank Deposit Sweep.The Expanded Bank Deposit Sweep is the primary Cash Sweep Vehicle for eligible clients.Note: To learn more about these Cash Sweep features or alternatives, please contact your Financial Advisor).Wells Fargo Advisors offers a sweep feature with three options for clients to earn a return on uninvested cash balances in their account The Standard Bank Deposit Sweep, Expanded Bank Deposit Sweep and the Money Market Fund Sweep.Always make sure youll earn enough in interest to offset the banks fees otherwise, its not worth your while.If you are identified as a securities pattern day trader, then we strongly recommend that you choose to sweep excess funds into your securities account.Other benefits include the ability to have up to 1,250,000 (250,000 per depositor, per insured bank for each account) Federal Deposit Insurance Corporation (fdic) insurance for deposits in your Wells Fargo Advisors account when deposits are held at all five Program Banks in the Expanded.Sweep accounts offer businesses a variety of investment vehicles.They may have more relaxed rules and offer more personalized service, and theyre less likely to have highly bureaucratized loan procedures.A sweep account allows a business to invest smaller dollar amounts on a regular basis.Please note that you, and not Wells Fargo Advisors, are responsible for monitoring the total amount of your deposits at the Program Banks in order to determine the extent of fdic insurance coverage available.Additional information is contained in the Wells Fargo Advisors.Learn more about current rates and yields for our Cash Sweep programs.Funds are automatically deducted from the interest-bearing linked account when they are needed as payment for securities purchases, checks, and credit card-debit card-ATM card transactions.Because overstock daily deals most small businesses dont have the time or capital to reap the benefits of more profitable investments, sweep accounts make a lot of sense.If you have other deposits at the Program Banks outside of the Bank Deposit Sweep Programs, you must aggregate longhorn steakhouse gift cards at walmart all such deposits with your Bank Deposit Sweep Program balance for purposes of determining fdic coverage.Do not sweep excess funds, sweep excess funds into my securities account.Benefits of Sweep Accounts, minimum investments.Click, manage Account Settings Configure Account Excess Funds Sweep.